1. Download and log in to the Kissht app.
  2. Fill in basic information.
  3. Complete Digital KYC.
  4. Based on eligibility, you will be able to view eligible loan offers with full loan details and pricing.
  5. Add your bank details for disbursement.
  6. Register for E-NACH (required only for higher loan amounts).
  7. Complete income verification online (required only for higher loan amounts).
  8. Based on eligibility, once your loan is approved online, you will be able to get disbursal of the loan into your bank account.