Credit Score FAQs

Do you access my Credit Score?
Yes, our Financing Partners are registered NBFC’s and Banks and they access your Credit Score as part of the credit profile verification and underwriting pr...
Thu, 6 Jun, 2024 at 2:00 PM
What are the different Credit Bureaus that you report my loan data to?
In India, there are 4 well known Credit Information Companies that track the Credit Score of an individual. These are Transunion CIBIL, Experian, Equifax an...
Thu, 6 Jun, 2024 at 2:01 PM
By what name will my Kissht loan appear in my Credit Report?
The loans availed by you on the Kissht App can be reported to the Credit Bureaus only by the respective NBFC who has financed your loan and hence the name o...
Thu, 6 Jun, 2024 at 2:01 PM
How can I possibly enhance my Loan/Credit Limit?
To begin with, every customer has a set maximum loan amount up to which he/she can avail loans on Kissht. There is a good chance of this amount increasing, ...
Thu, 6 Jun, 2024 at 2:01 PM
How is my Credit Score connected to the loan that I avail on Kissht?
Once you apply for a loan from Kissht App and repay it back on time, your credit report reflects the same. This helps you avail a bigger loan at a later sta...
Thu, 6 Jun, 2024 at 2:02 PM
What is the typical processing time for updating a customer's loan payment/closure status with the credit bureau?
We submit data to all credit bureaus once every month and the Credit bureaus take around 45-60 days to update the same in your credit report. Please downloa...
Thu, 6 Jun, 2024 at 2:02 PM
The loan account related details shown in my Credit Report with respect to the loan availed from the Kissht App are incorrect/not updated even after 45-60 days of repaying my loan. What do I do to correct this?
Our financing partners always try their best to ensure that all your loan details are timely and accurately reported to Credit Bureaus. If in case you find ...
Thu, 6 Jun, 2024 at 2:03 PM