Most Frequently asked Questions
We offer loans to our customers at a fixed interest rate. The rate of interest applicable to the customer depends on several factors, including their credit...
Tue, 4 Jun, 2024 at 6:43 PM
No worries! In case of failed payments due to technical failures at your bank’s end, such amounts are automatically refunded by the bank to your account mos...
Sun, 9 Jun, 2024 at 8:34 PM
We have multiple Financing Partners and we do our best to ensure that you get a loan approved from one of our Financing Partners. The loan approval/rejectio...
Thu, 6 Jun, 2024 at 2:07 PM
The late payment charges are as follows: Bounce Charges (One-time fee) of upto Rs. 500 + applicable taxes per EMI per instance of default and the same is ...
Sun, 9 Jun, 2024 at 8:35 PM
Yes, if your loan is 100% financed by our NBFC “SiCreva Capital Services Pvt. Ltd.’, then you can foreclose your loan anytime during the tenure of the loan....
Thu, 6 Jun, 2024 at 2:10 PM
We submit data to all credit bureaus once every month and the Credit bureaus take around 45-60 days to update the same in your credit report. Please downloa...
Thu, 6 Jun, 2024 at 2:11 PM
We always want our customers to pay on time as delay in payment can impact your credit score and make you ineligible for future loans. We help you make paym...
Thu, 6 Jun, 2024 at 2:47 PM
"Cooling off period" means a period of time from the date of disbursement of loan/credit, within which the borrower can choose to close the loan b...
Thu, 6 Jun, 2024 at 2:48 PM
We always want our customers to pay on time as a delay in payment can impact your credit score and make you ineligible for future loans. We help you make pa...
Sun, 9 Jun, 2024 at 8:37 PM
No, only you will be responsible for make loan repayment and we always follow-up with our customer only for loan repayment. We never ask family members/frie...
Sun, 9 Jun, 2024 at 8:38 PM